Motorcycle Insurance Melbourne FL:

Motorcycle Insurance Melbourne FL
You’re All Covered With Us – Here’s Our Coverage.

• Total loss coverage:
  If you have a new or almost new motorcycle, less than one model year old  (when getting a new policy), or two model years old (when renewing a TLC policy) and total it in a covered loss, we’ll write you a check for the cost of a brand new motorcycle, less any applicable deductible.For example, if you bought a brand new motorcycle for $20,000, but it’s only worth $17,000 when it’s totally wrecked just a year later, we’ll write you a check for $20,000 less any deductible. Many other insurance companies will just write you a check for $17,000 less any deductible. And don’t worry if your bike is too old to qualify for total loss coverage – you’ll still get the actual cash value of your motorcycle at the time of your loss.

• No depreciation coverage for parts and repairs:
  When you file a claim, shouldn’t your insurance bring your motorcycle back to its pre-loss condition? That’s what we promise. For instance, if you have a piston that cost $100 brand new, because it’s halfway through its useful life when it’s damaged, it’s only worth $50. With other insurance companies, you’ll only get $50 to replace the piston, but with us, we’ll give you $100.

• Personal motorcycle gear coverage:
  If your motorcycle is stolen or damaged, you may have more than just your motorcycle to replace. Clothing, riding gear and other personal belongings are all potential losses, and yes, we’ll cover the cost to replace them.

We’ll insure almost any motorcycle

If it’s street legal, it’s probably insurable! Almost any motorcycle available for sale will be covered by one of our motorcycle policies. Specific types of motorcycles we insure include:

• Off-road bikes
• Cruisers
• Scooters and mopeds
• Classic motorcycles, including vintage and antique models
• Racing bikes
• Most custom motorcycle builds