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How Home Improvements Can Affect Your Home Insurance

The cost of moving home and uncertainty in the housing market means increasing numbers of people are choosing to carry out home improvements rather than sell. The right home improvements can add as much as twenty percent to the value of your property. Some simple DIY projects can help to improve your home and make it a more pleasant environment to live in. For larger renovations, such as building extensions, it’s usually makes sense to appoint professional contractors. It’s important to understand that carrying out home improvement projects can have implications for your home insurance. Some projects can make your [...]

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4 Home Insurance Mistakes to Avoid

Avoid these 4 home insurance mistakes that homeowners tight on cash make. There are plenty of ways to reduce costs, but insurance isn’t the first place that should be trimmed, experts warn. “We are all concerned with saving money and it is important to shop around when looking for insurance coverage,” says Loretta Worters, a spokeswoman for the Insurance Information Institute. “However some people are reducing their coverage or dropping important coverage plans altogether to try to save money and this can leave you dangerously under-insured in the event of a disaster.” According to insurance experts, when it comes to [...]

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Flood Insurance in Florida

June 1st kicked off another Hurricane Season here in Florida and judging by how crazy the weather has been already this year, it would be a good idea to make sure you are prepared for anything. Flood insurance doesn’t just cover a tidal surge, but also rising water. It is often thought that a home will never flood because there is a great drainage system nearby or that the home is the highest point on the street. While this sounds like great reasoning on the surface, keep in mind that the unexpected is normally what causes most claims. Drainage ditches [...]

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