Why Should I Buy A Life Insurance Policy?

When done right, life insurance is a wonderful way to complete your financial plan. But when should you buy life insurance, and what kind of plan should you get? At Shoff Insurance in Melbourne, Florida, we help you navigate these questions and more.  When you purchase a life insurance policy, you enter into a contract with your provider. In exchange for a monthly or yearly premium, your beneficiaries receive a predetermined amount of funds in case of your passing away. Life insurance is great because it is designed to protect those who may depend on you for financial support. Unfortunately, [...]

2020-02-20T17:32:50-05:00Car Insurance|

Car Insurance Discount

7 Ways to Get a Car Insurance Discount: 2013 saw a near ten percent drop in car insurance premiums in the United Kingdom, with average annual costs now at just under six-hundred pounds for comprehensive insurance. However, car insurance premiums are certainly still not something to scoff at, and premiums for younger and less experienced drivers can still be prohibitively expensive. With rising fuel costs, running a car is already expensive enough, so it is important to cut costs when you can. These following seven tips can get you a car insurance discount. 1 – Think Before You Buy a [...]

2021-07-23T10:41:28-04:00Car Insurance|

6 Factors That Impact Your Car Insurance Rates

If you drive a car, you need to have car insurance. Car insurance provides you with valuable protection and shields you from liability in the event of an accident. Car insurance is so important that states require their drivers to have it. If you fail to insure yourself and your vehicle, you could lose your driving privileges and face fines and other penalties. Many drivers are confused about the factors that go into determining their insurance rates. Understanding the factors car insurance companies use to set their rates can make shopping easier and help you get the best policy for [...]

2021-07-23T10:41:36-04:00Car Insurance|

Stopping Car When it is Out of Control

How stopping car when it's going out of control? This is not something most people spend their time thinking about. The fact is that while cars these days are incredibly safe overall, there are times when a driver has to deal with a car that stops responding as it should. There are a number of reasons why a car could careen out of control, but knowing what they are and how to manage each situation will help you stay safe in the long run. Sometimes cars suffer brake failure. You press down on the brake pedal like normal, only to [...]

2021-07-23T10:41:39-04:00Car Insurance|

Is Your Insurance Policy Trustworthy?

Did you get your insurance policy from a bubble gum machine, or did you have a knowledgeable agent sit down with you and review what your coverage should be in order to properly and adequately protect you from losing everything you worked so hard to build?  That is exactly what you will get when you schedule an auto or home insurance check up with a certified agent at Shoff Insurance Advisors, Inc.  We comply by the state regulations, FOIR: Florida Office of Insurance Regulation. We also build relationships through an understanding of our customers needs and then translate that into [...]

2021-07-23T10:41:47-04:00Car Insurance|

Towing Insurance in Your Policy

Here are some reasons why adding towing insurance services to your car policy can prove to be very useful: Expense – You can never predict when you might require the assistance of a tow truck. At any time while driving, your vehicle could malfunction, rendering it either unsafe to drive, or unable to do so. This would require you to obtain towing services. If you are many miles away from your auto mechanic, or even out of town, the cost of having your vehicle towed can prove to be quite expensive. By adding towing services to your auto insurance policy [...]

2021-07-23T10:41:51-04:00Car Insurance|
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