Boat Insurance PolicyBoat Insurance Policy

Buying a boat can be a lifelong dream come true. There is nothing quite like hitting the open ocean and feeling the salt spray in your face to get your adrenaline pumping and many boating, enthusiasts have saved for decades to purchase the boat of their dreams. With so much time and money invested in your boat, it just makes sense to protect it with the right boat insurance policy. While some boats are quite expensive, other cost tens of thousands of dollars  or more. Protecting that sizable investments makes it possible to enjoy your days at sea without worrying what you will do if something goes wrong.


Why you need a boat insurance policy?

You need a  boat insurance policy for the same reason you need a car insurance and homeowners insurance – to protect what you own from loss and damage. Repairs to a boat can be quite expensive, and boat owners are unlikely to have the financial resources to pay those repair cost out of pocket. By taking out a quality boat insurance policy, boat owners can protect themselves from unexpected expenses and keep their boating hobbies ride along. Here are the boating regulations in Florida:

After you have determined that boat insurance is important, the next step is to determine how much insurance you need. A good starting point is purchase price of the boat, but it’s also important to look at its present value. Many boats will rise in value over time so you may need to reevaluate your boat insurance needs from time to time.

One good resource for boat insurance  is your car insurance provider, like Shoff Insurance Advisors –  their insurance agents help clients find the right policies for their needs and also offer other types of policies including boat insurance policies. Fill out a simple free quote form, make sure you fill it out completely, the more information you give the better and just sit back and wait for them to contact you with the boat insurance policy that best fits your needs.


*Talk to one of our agents to learn more about boat insurance discounts.