Boat Insurance Melbourne FL:

Wide selection of policies tailored to fit your personal needs, handpicked by highly experienced Florida agents.

* Over 30 “A” rated boat insurance companies to choose from, for your boat insurance in Melbourne FL.
* Highly specialized Florida agents with over 30 years of experience to help you.
* Free online quotes.

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    20,000 Satisfied Customers Compare over 30 insurance rates at a time Save up to 30% by bundling home and car insurance

    Get Ready for Fun, With Easy Policies!

    We have boat insurance Melbourne, FL policies that make it easy to get your boat on the water, and ready for fun, without worrying about how to get insurance for it. We don’t require you to abide by travel limitations, inform us of where you’ll be using your boat, or have your boat inspected before we insure it. Feel safe on the water without the hassle.

    Get your boat covered today. Just go online and get an insurance quote. And getting a quote just requires you to give a few details about your boat – that’s it! It’s really that simple.

    Boat Insurance, Shoff Insurance Advisor's Customers

    Daniel Hopkins just purchased a boat insurance policy with us for only $23/month . His kids Noah & Jake are having a fun time.

    Melbourne, FL Boat Insurance – Boat Anywhere

    If you insure your boat with our Melbourne, FL based company, you’ll be covered anywhere in the United States or Canada, as long as you’re on a body of water. We’ll even cover your boat on the ocean, as long as you stay within 75 miles of the coast.

    No Boat Inspection Needed

    Before they insure your boat, many other boating insurance companies require a marine survey, which is, essentially, a boat inspection. We don’t do this. Besides the hassle and delay before your boat is insured, boat inspections are expensive – they typically cost $20 per foot. This means you’ll have to pay $200 to have a 10-foot boat inspected. That’s almost the cost of insuring your boat with us for two years! And like our vehicle insurance, we have plenty of boating insurance discounts available.

    Type of Boat Insurance

    We’ll Insure Most Watercraft

    If it costs $350,000 or less and is 50 feet long or less, we will probably insure it. We provide a list of the commonly insured types of boats, but if your boat isn’t listed, that doesn’t mean we won’t insure it. Give us a call at 877-210-6339 and we’ll figure out how we can insure your watercraft and get you the best boat insurance Melbourne FL possible.

    Request a boat insurance quote online or call for advice

    What our customers are saying

    • They were quick to get back with me and they were eager to give me the best price they could

      Tim Busker Avatar Tim Busker
      June 10, 2025

      Great people good deals will be a permanent customer for life

      tammy gentry Avatar tammy gentry
      December 16, 2024

      Moved to Florida 7 plus years ago. I contacted the office and Wendy was extremly helpful finding me affordable insurance for my auto and home. Fast forward to today, I misplaced my insurance card and I talked with Jocelyn over the phone and she emailed me a copy within a minute of hanging up. I've always had great service.

      David Eneix Avatar David Eneix
      August 27, 2024
    • Great service and prompt quotes. Knowledgeable!

      Bryan Troy Avatar Bryan Troy
      September 11, 2024

      I have had a great experience with this company. Dennisse and Andrew have been fantastic since the beginning. We are first-time home buyers and they found us a great rate for home insurance. We had some problems after signing to our insurance, but Dennisse and Andrew went above and beyond to handle the issue. Their dedication to righting wrongs in the crazy world of insurance is admirable. Their patience and understanding along with their personable and professional attitude made all the difference in our experience.

      Malorie Honeycutt Avatar Malorie Honeycutt
      May 8, 2025

      It was a very inviting office and location. I was served by Dennisse Tores she is an excellent insurance agent. She was very knowledgeable in her line of work. I left the office feeling confident that she would be able to find a company that would meet our needs

      Anne-Marie Caissie Avatar Anne-Marie Caissie
      February 22, 2025
    • Wendy has been absolutely the best! She has been very promp and quick to helping me. One thing she is good at is listening as not a lot of people do this! Great service!

      Dominic Consalvo Avatar Dominic Consalvo
      July 30, 2025

      Wendy was fantastic to work with. Wendy was quick in responding to my questions and helped me make critical decisions about coverages!!

      David Weber Avatar David Weber
      July 1, 2025

      Great insurance agency! I have my home, auto, liability and life insurance with them. They have excellent customer service and I will always have my insurance with them.

      Andrew Boyd Avatar Andrew Boyd
      March 7, 2025

    Have Questions?
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    321-242-7777
    877-210-6339
    Mon-Thu from 8:00am – 5:00pm
    Friday from 8:00am – 4:00pm