Car & Home Insurance | Shoff Insurance Advisors

Boat Insurance Policy Is a Must Have

Boat Insurance Policy Buying a boat can be a lifelong dream come true. There is nothing quite like hitting the open ocean and feeling the salt spray in your face to get your adrenaline pumping and many boating, enthusiasts have saved for decades to purchase the boat of their dreams. With so much time and money invested in your boat, it just makes sense to protect it with the right boat insurance policy. While some boats are quite expensive, other cost tens of thousands of dollars  or more. Protecting that sizable investments makes it possible to enjoy your days at [...]

Boat Insurance|

Home Insurance Discount

5 Ways to Get a Home Insurance Discount Home insurance is an absolute essential for any homeowner. After all, a person’s home is typically the most valuable possession that they are ever likely to have. If your home falls victim to a natural disaster, theft or fire, and you do not have insurance to protect you, the consequences can be unimaginably devastating. Home insurance is divided into two categories including buildings insurance and contents insurance. The latter covers you for loss of items such as furniture and personal possessions. Almost everyone is insured for both the bricks and mortar which [...]

Home Insurance|

6 Factors That Impact Your Car Insurance Rates

If you drive a car, you need to have car insurance. Car insurance provides you with valuable protection and shields you from liability in the event of an accident. Car insurance is so important that states require their drivers to have it. If you fail to insure yourself and your vehicle, you could lose your driving privileges and face fines and other penalties. Many drivers are confused about the factors that go into determining their insurance rates. Understanding the factors car insurance companies use to set their rates can make shopping easier and help you get the best policy for [...]

Car Insurance|

Home Theft Insurance

5 Things You Must Know About Home Theft Insurance When you come home from a vacation and find your back door hanging open, the glass broken out of the window and the door unlocked, you know that there was a home invasion before you even get inside. It’s a gut-wrenching feeling, and that first understanding of what has happened is, in many ways, worse than walking through your house to find out what was taken. However, home theft insurance can help you put everything back together again, just add it to your home insurance policy. There are six crucial things [...]

Home Insurance|

Stopping Car When it is Out of Control

How stopping car when it's going out of control? This is not something most people spend their time thinking about. The fact is that while cars these days are incredibly safe overall, there are times when a driver has to deal with a car that stops responding as it should. There are a number of reasons why a car could careen out of control, but knowing what they are and how to manage each situation will help you stay safe in the long run. Sometimes cars suffer brake failure. You press down on the brake pedal like normal, only to [...]

Car Insurance|

Florida Home Insurance News

Florida Public Adjuster Laws Create an Uphill Battle Toward Settling Insurance Claims Introduction New state laws largely impact the help that homeowner’s insurance holders can expect from a Florida public adjuster. Legislation has reduced the typical claim that a homeowner could be awarded from Citizens Property Insurance Corporation, a state-backed insurer. Many Florida public adjusters feel that the changes are unconstitutional. Duties of a Florida Public Adjuster A policyholder who has suffered a real property or an automobile-related loss may seek representation from a Florida public adjuster. If you have property damage that resulted from occurrences such as a storm [...]

Home Insurance|