As you shop for insurance in Melbourne, you may find yourself overwhelmed by the countless numbers of insurers, all claiming to provide the best service and savings. The process can be stressful, but protecting your most valuable asset is no small chore. As you search, know these few crucial facts. Know Your Budget A common error made by hurried homeowners is to settle for a conveniently low premium without considering other costly factors. The few dollars you save monthly will be of little use to you if the deductible is entirely beyond your means. As you compare rates for home [...]

Storm Insurance - Get Protected! Protect your self with a storm insurance policy. Whether it is a winter blizzard, a summer hurricane or a spring thunderstorm, a sudden change of weather can put the safety of your family and the integrity of your home at risk. That is why it is important to prepare carefully and know what steps to take before the storm hits. Taking a few proactive steps now can protect your home and family later. Have an Evacuation Plan in Place. No matter where you live, a dangerous weather event could mean evacuating your home. It is [...]

If your home and assets are different from your neighbor’s, why your home insurance coverage should be the same. It makes no sense. Now thru Shoff Insurance Advisors, Inc. in addition to your standard coverage (liability, guest, personal/property and dwelling) you are able to insure your special and unique assets such as: antiques insurance for your antiques, (which you can get them appraised at: http://antique-appraise.com/), business products, sports equipment, electronic data such photos and video and musical instruments. In addition to this you could also add a identity theft restoration that will help you cover the cost of legal fees, [...]